2018 Changes to Original Medicare

Virginia Medicare Supplemental Insurance Plans

2018 Changes to Original Medicare Deductibles, Coinsurance and Out-of-Pocket Limits

The Centers for Medicare & Medicaid Services (CMS) announced the 2018 Original Medicare cost share amounts on November 17, 2017. SMH Insurance is pleased to share with you the cost share changes to Original Medicare.

Changes to Original Medicare Deductibles, Coinsurance and Out-of-Pocket Limits, Effective January 1, 2018

Medicare Hospital Coverage (Part A) – Use for ALL States

2018 Amounts                                                                        Difference from 2017
Part A Deductible* $1,340                                                       $24 Increase

Part A Coinsurance:

*Inpatient Hospital Care(Days 61 thru 90) $335 per day           $6 Increase per day

Lifetime Reserve Coinsurance:

*Inpatient Hospital Care (Days 91 thru 150) $670 per day         $12 Increase per day

 

Skilled Nursing Facility (SNF)
Coinsurance: * (Days 21 thru 100) $167.50 per day                   $3 Increase per day

* Per benefit period (A benefit period begins on the first day you receive service as an inpatient in a
hospital, and ends after you have been out of the hospital and have not received skilled care in any
other facility for 60 days in a row.)

Medicare Medical Coverage (Part B) — Use for ALL States

2018 Amounts                                                                       Difference from 2017
Part B Annual Deductible $183                                                $0 Increase

Medicare Supplement Plan Specific Deductibles and Out-of-Pocket Limits (Use for All States, Except WI)

2018 Amounts                                                                       Difference from 2017
High Deductible Plan F Annual Deductible $2,240                     $40 Increase

Plan K Annual Out-of-Pocket Limit $5,240                                 $120 Increase

Plan L Annual Out-of-Pocket Limit $2,620                                 $60 Increase

Medicare Supplement Plan Specific Deductibles and Out-of-Pocket Limits (Use for WI ONLY)

2018 Amounts                                                                       Difference from 2017
High Deductible Plan Annual Deductible $2,240                        $40 Increase

50% Cost Share Plan Annual Out-of-Pocket Limit $5,240           $120 Increase

25% Cost Share Plan Annual Out-of-Pocket Limit $2,620           $60 Increase

 

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