With Medicare Supplement Plan F, you get the most complete coverage available in Virginia. Because the plan covers costs in excess of Medicare-approved amounts, you may have no out-of-pocket costs for hospital and doctor’s office care with this policy.
Basic Medicare benefits including
In addition to the basic benefits, Plan F also provides coverage for:
According to a 2014 report by American Health Insurance Professionals, about 56% of all Medigap policies in force were a Medicare Supplement Plan F policy.
The reason Medicare Plan F is so popular is that it will pay for all of the gaps in Original Medicare Part A and Part B, including both your hospital and outpatient deductibles. Plan F even pays the 20% that Part B does not cover. This means you pay zero out-of-pocket at your doctor’s office. It’s easy to see why a lot of people think Plan F is the best.
*Plan F also has a high-deductible option. If you choose the high-deductible option on Medicare Supplement Plan F, you have to pay a deductible of $2,240 for 2018 before the plan pays anything. This amount can go up each year. High-deductible policies have lower premiums, but if you become sick, you’ll have higher out-of-pocket costs. Depending on where you live, you may be eligible for Medicare Select Plan F.