SMH Insurance Agency, Inc. located in Richmond, Virginia since 2001. We specialize working with Medicare Insurance plans, Term Life Insurance, Group Health Insurance , Individual Health Insurance, Dental Insurance, Final Expense Life Insurance and we're Authorized Independent Anthem Blue Cross and Blue Shield agent. Please scroll down to view some of our featured insurance products.

Anthem Individual Health, Dental, Vision & Life Insurance

Get free quotes or apply online for an Anthem individual Health, Dental, Vision & Life insurance plans from your local authorized Virginia agent.

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Term Life Insurance

Get an Instant Quote and Compare affordable Virginia Term Life Insurance rates from our top rated companies. Protect your family today!

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Medicare Supplement Insurance Plans

Get an Instant Live free quote or contact us Schedule a private phone call with a licensed agent to understand your Medicare Supplement Insurance plans choices.

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Short Term Health Insurance

Get a Live Quote and apply online for a Short Term Health Insurance Plans for Individual and Families with UnitedHealthOne. You can apply anytime of the year and your policy can be effective the next day.

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Long Term Disability Insurance

Protect your most valuable asset, which is your income with a Long Term Disability insurance policy. We will shop and compare several top companies to find you the best policy. Request an online quote today.

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Anthem Small Empolyer Group Health Insurance Plans

Get a Live Quote for Anthem Small Group Health Plans from your local Authorized Richmond, Virginia agent. You can compare health plan benefits and view premiums for medical, dental and vision insurance for groups of 1 to 50 employees.

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Cigna Individual Dental Insurance Plans

Shop affordable Cigna dental insurance plans in Virginia for individuals, families and seniors. Cigna dental plans cover preventive care at 100% with no waiting period and offers Orthodontics (Braces) coverage for children . Get an instant quote and apply online today!

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Anthem Medicare Supplement (Medicap) Insurance Plans

Get a Live Quote Online or call us today for Anthem Medicare Supplement (Medigap) Insurance Plans from your Local Authorized Richmond Virginia Agent. Anthem offers several Medicare Supplement Plan choices to fit your budget and needs.

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Bestow No Exam Term Life Insurance-Apply Online

Bestow No Exam Term Life Insurance Plans in Virginia. Get a Quote in Seconds, Apply Online & get Insured in Minutes, No Medical Exam Ever! Plans Start at only $16 a Month.

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Delta Dental Individual & Family Insurance Plans

Delta Dental of Virginia offers a choice of plan designs at affordable pricing. Get a free quote and enroll online in minutes today. Plans available with no waiting periods! Keep your smile healthy with a Delta Dental Individual or Family plan at a great value from your local Richmond Virginia agent Steven Hughes!

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Nationwide Peak® 10 Fixed Indexed Annuity

It’s here! A conservative option that provides a balance between growth potential and market protection. Ask me for more information about the new Nationwide Peak® 10 Fixed Indexed Annuity

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Final Expense Whole Life Insurance

Do you have your final expenses in order to protect you loved ones? We can provide you an instant quote with up to 20 Final Expense Whole Life Insurance plans to compare. There are Simplified Issue Policies with an Immediate Death benefit and Guaranteed Issue policies with a graded death benefit. Polices are available up to age 85. We can take most company applications electronically right over the phone. Contact for us more information.

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Medicare Advantage Part C Plans

We offer many Medicare Advantage Plan Choices. One may be right for you. To find out more, call us today!

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Allstate Benefits Self-Funded Group Health Plans

The Allstate Benefits Self-Funded Group Health plan often is a more affordable option when compared to a traditional fully insurance medical policy. With fully insured plans, your entire premium is paid to the insurance company. You don't have any control over how that money is spent with a fully insured plan and you'll never see those premium dollars again. With the Allstate Self-Funded group health plan, you only pay for claims that are actually incurred by your employees. With the Self-Funded plan in years when your claims are lower than expected, you may receive money back. This can add up big! About 60% of Allstate Self-Funded groups receive a premium refund. Allstate Self-Funded plans are available for groups with 2 to 49 employees. Please contact us if you would like to learn more about the Self-Funded plan.

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