Medicare Supplement Plans Virginia

Shop Medicare Supplement Plans in Richmond Virginia with your local Medicare agent Steven Hughes. With so many choices to make when signing up for Medicare let me assist you to avoid making costly mistakes. I’ve been making the Medicare enrollment process simple since 1991. I’ll guide through the enrollment process from start to finish. I’ll let you know when you should sign up for Medicare Part B and who to contact to see if you can qualify for any extra assistance. We will review what companies offer additional value added benefits not covered by Original Medicare and if you’re eligible for any discounts.

Get A Live Medicare Supplement Insurance Plan Quote

Get Free Instant Online Medicare Supplement Insurance Plan Quotes in Virginia. You will be able compare the available Medicare Supplement plans and premiums that are offered in your Virginia location, which can be to up 25 companies for some localities. The quote has the plan benefit details and how much you will pay for services. The quote lists the expert star ratings for each company for the following categories: Customer Satisfaction: Based on publicly available consumer complaint data and proprietary survey data conducted by Fewer complaints and higher survey ratings result in a higher ranking. Market Experience: Based on number of years of experience and market share percentage for each company (number of policyholders and total premiums). More years of experience and higher market share percentages result in a higher ranking. Financial Stability: Based on current publicly available creditworthiness factors (A.M. Best, Standard & Poor’s). Higher creditworthiness factors result in a higher ranking. Price Increase: Based on price increases due to experience and aging. Lower historical price increases and future age increases result in a higher ranking. premium increases for each company. The star ratings information can help you make an an informed buying decision. To get a live Medicare supplement quote simply click on the link above, enter your age, gender and zip code. Then if you’re interested in learning more about a certain company contact me by phone or email to schedule a private phone call.     


What is a Medicare Supplement Plan

Medicare Supplement plans in Virginia are offered by private insurance companies, but coverage is standardized by the federal government. There are 10 Standardize Medicare Supplement (Medigap) plan types. The plans are named by a letter. Plans A and B have the least coverage and cover the hospital copays and Part B coinsurance, but do not provide coverage outside the U.S. Plans, C, F and G are the most comprehensive policies and may cover the Part B deductible and excess charges. Plans C and F are only available to people who became eligible for Medicare before 1/1/2020. Plans D, K, L M and N benefits are somewhere in the middle.

Important Medicare Enrollment Dates in Virginia

Knowing the key Medicare enrollment dates is vital to avoiding last minute submission and paying a life time penalty for late enrollment. Missing an enrollment deadline could mean you’ll end up having to wait another year to enroll or potentially paying a life time penalty. While Medicare is a federal program, rules and important dates can vary by state. Working with an experienced local Medicare agent in Virginia such as Steven Hughes can help you take advantage of the important and sometimes special Medicare dates. In Virginia, you are eligible to enroll in a Medicare Supplement Insurance policy once you have enrolled in Medicare Part A and Part B. A person can apply for a Medicare Supplement Insurance plan at any time during the year. Although generally the best time to enroll in a Medicare Supplement insurance plan is during your initial Medicare enrollment period. This is a one time period that starts automatically once you’re 65 or older and enrolled in Medicare Part B. During your open enrollment period you are guaranteed a Medicare Supplement plan without having to answer medical questions. You cannot be denied coverage during this period due to a pre-existing health condition and the insurance company cannot charge you a higher premium or require medical underwriting.

Medicare Part A and Part B Enrollment

If you are within three months of turning age 65 or older and not ready to start your monthly Social Security benefits yet, you can sign up online for Medicare Parts A and B through the Official Social Security Administration website. The retirement application to sign up just for Medicare and allows you to wait to apply for your retirement or spouses benefits later. It takes less than 10 minutes, and there are no forms to sign and usually no documentation is required. And to be clear, it’s possible to enroll in Medicare before signing up to receive Social Security benefits. After you are enrolled, The Centers for Medicare and Medicaid will send you a Welcome to Medicare packet in the mail with your Medicare card. You will also receive the Medicare & You handbook, with important information about your Medicare coverage choices. Pasted below for your convenience is the Social Security Administration Official government website where you can apply online for Medicare Parts A and B. Once you open the Social Security Administration website scroll down until you see a Blue Button Apply for Medicare Only.

Social Security Website to Apply for Medicare Only

2022 Medicare & You Handbook

Click on the link above to download the 2022 Medicare & You Official U.S. Government Handbook. The Medicare handbook contains great information and you really should take a few minutes to review it.

I’ll shop Medicare Supplement Plans in Virginia and provide all quotes free of charge with no obligation to purchase. SMH Insurance also offers many Medicare Advantage plan choices. One may be right for you. To find out more call us today.  You’re not charged any extra fees if you buy your Medicare insurance from me, so take advantage of my vast Medicare knowledge.

Information About SMH Insurance

This is a solicitation for insurance

Start Saving Now!

If you have any questions, our friendly insurance agents are happy to assist you.

Get In Touch