Virginia Individual Dental Insurance Plans

Virginia Individual Dental Insurance Plans

Shop affordable Delta Dental of Virginia insurance plans for individuals, families and seniors. Get an instant quote and apply online today!

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Why Choose a Delta Dental plan?

A great value, offering a choice of plans – that’s Delta Dental of Virginia offered by your Local Richmond Virginia insurance agent Steven Hughes. Trusted for Over 50 Years. Caring Customer Service. Affordable Pricing. With over 148,000 participating dentists nationwide, they probably have yours!

Delta Dental of Virginia offers a choice of plan designs at affordable pricing. Enroll online in minutes today. Plans available with no waiting periods! Keep your smile healthy with a Delta Dental Individual, Family or Senior plans at a great value!

With plans from Delta Dental, you get the same kind of dependable dental benefits offered by employers. In fact, many of your friends and family probably have Delta Dental insurance coverage. Protect your overall health through dental insurance coverage and regular dental check-ups.

Great Dental Benefits are now Available to Individuals, Families and Seniors

– Delta Dental Insurance coverage options for you, your family and seniors.
– Up to 100% coverage available on select dental plans for preventive services such as twice-yearly exams and cleanings.
– Competitive rates with automatic monthly payments.
– No waiting periods when transferring over from another qualifying dental plan.

Paying out-of-pocket for something like a root canal or crown can cost hundreds or even thousands of dollars. You don’t want to find yourself without quality dental coverage when a dental emergency comes up. Enroll in an individual plan today to get coverage for you and your family. Enrolling is easy…you can do it online and it takes just a few minutes.

Delta Dental offers 6 Plans in Virginia

Progressive Plan

Plan dollar maximum per person per year increases for the first 3 years: Year 1: $1,500; Year 2: $1,750; Year 3: $2,000 per person per plan year 

Deductible per calendar year $50 per person per plan year; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

An affordable plan that rewards members for maintaining dental coverage by reducing the patients cost sharing over a three-year period – up to a $2,000 annual maximum.

Premium Plan

$2,000 Plan dollar maximum per person per year

Deductible per calendar year $100 per person; once per lifetime for as long as Policy is in force; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

Get comprehensive coverage for a broad array of dental services (most dental procedures are covered). You get maximum savings along with a high dollar maximum. Preventive care is covered 100%, which means no out-of-pocket cost for exams, cleanings, X-rays and topical fluoride. This plan includes a lifetime deductible, and once paid, your plan will have no deductible.

Enhanced Plan

$1,000 Plan dollar maximum per person per year

Deductible per calendar year of $50 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

A plan that closely mirrors an employer-sponsored dental plan. The Enhanced Plan offers an ample benefit backed by the large network and outstanding service you expect from the state’s No. 1 dental carrier*.

Classic Plan

$1,000 Plan dollar maximum per person per year

Deductible per calendar year $50 per person; (Does not apply to Diagnostic & Preventive services, such as cleanings and X-rays)

An affordable plan with a traditional design. The Classic Plan covers most major procedures and is backed by Delta Dental’s large network and outstanding service.

ClearPlus Plan

This plan takes the guesswork out of dental expenses. You know before you go to the dentist what your share of the cost of any service will be. There are no deductibles, no waiting periods for benefits to begin, no percentages to worry about and no annual dollar maximums.

Basic Plan

  $15 Office visit copayment

  $1,000 Plan dollar maximum per person per year

Delta Dental most affordable plan that focuses on wellness. In addition to services that focus on wellness services like exams and cleanings, the Basic Plan also provides coverage for emergency services, fillings, and non-surgical extractions.

Notes: On the Premium, Enhanced, Classic and Basic plans, you can see any dentist you wish, however, out-of-pocket costs may vary, depending on whether you see a Delta Dental PPO℠ or a Delta Dental Premier® network dentist, or see a dentist outside the Delta Dental network. In general, out-of-pocket costs are lowest if you see a Delta Dental PPO℠ dentist. If you enroll in the ClearPlus Plan, there is no coverage if you visit a dentist who does not participate in a Delta Dental network.

Ranked #1 Best Dental Coverage

*Delta Dental was ranked #1 “Best dental coverage” in the Benefits Selling 2013 Readers’ Choice Awards. Delta Dental of Virginia is the state’s No. 1 dental plan, providing dental insurance to 1 million subscribers and their dependents. Delta Dental has made dental benefits easy – through exceptional service, quick and accurate claims payments, providing the most in-network dentists, and by making coverage affordable for companies and their employees. For more than 50 years, the company has been fulfilling its mission of helping improve oral health and wellness by extending access to care, advancing science, and supporting an effective oral-health workforce

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