Contact us today if you would like to review your Virginia Medigap Insurance plans options. Our local licensed Richmond, Virginia Medicare agents can explain Medigap plan cost and deductibles, so you will have a better understanding of your plan choices. SMH Insurance is not a government agency. We are a Medicare Insurance broker agency and represent several insurance companies, which affords us the ability to find you the best Medicare premiums. We can take your Medicare Medigap policy application by phone, so no matter where you live in Virginia we can assist you . You can apply for a supplement plan at anytime of the year. By federal law it’s the same exact premium to buy your Medicare supplement policy from us as it’s if you purchased directly from the insurance company. We provide all quotes and plan comparisons free of charge with no obligation to purchase.
In Virginia, you are eligible to enroll in a Medigap Insurance policy once you have enrolled in Medicare Part A and Part B. A person can apply for a Medicare Supplement Insurance plan at anytime during the year. Although generally the best time to enroll in a Medicare Supplement insurance plan is during your open enrollment period. This is a one time period that starts automatically once you’re 65 or older and enrolled in Medicare Part B. During your open enrollment period you are guaranteed a Medicare Insurance policy. You cannot be denied coverage during this period due to a pre-existing health condition. The insurance company cannot charge you a higher premium or require underwriting.
Please contact us today to schedule a face-to-face appointment or private phone call to review your Medicare Supplement Insurance options.